‘Everyone who cares about money is trying to get their heads around DeFi, and what it may mean for financial institutions. This book explains it all, with sparkle, depth and clarity’ Michael Jordaan, ex-CEO of First National Bank and co-founder of Bank Zero The first book for a popular audience on the transformative, democratising technology of ‘DeFi’ After over a decade of Bitcoin, which has now moved beyond lore and hype into an increasingly robust star in the firmament of global assets, a new and more important question has arisen. What happens beyond Bitcoin? The answer is decentralised finance ? ‘DeFi’. Tech and finance experts Steven Boykey Sidley and Simon Dingle argue that DeFi ? which enables all manner of financial transactions to take place directly, person to person, without the involvement of financial institutions ? will redesign the cogs and wheels in the engines of trust, and make the remarkable rise of Bitcoin look quaint by comparison. It will disrupt and displace fine and respectable companies, if not entire industries. Sidley and Dingle explain how DeFi works, introduce the organisations and individuals that comprise the new industry, and identify the likely winners and losers in the coming revolution. Praise for Beyond Bitcoin: ‘Excellent ? a rich, clear and articulate explanation of DeFi, a new and transformative technology that everyone is trying to get their heads around’ ? David Spence, former Director and Chairman of PayPal Australia, 2009?2021 ‘The gripping story of the great financial disruption and its portents, told with wit and insight’ ? Ray Hartley, Research Director, The Brenthurst Foundation ‘Looking backward to move forward, this book is a masterclass on the evolution and expansion of the crypto world and its possible futures. Essential for those wanting to move beyond the headlines’ ? Herman Singh, Associate Professor, University of Cape Town Graduate School.